Meet the team


Bruce Hodkinson – Director (MBChB, DCH, MBP)
Has 22 years experience in both the insurance and reinsurance sectors. Since 2005 Bruce served as a Managing Director of Swiss Re serving in a number of leadership roles within EMEA; including CEO of Middle East and Africa P&C and L&H, interim CEO P&C and L&H UK, Head of Continental Europe and Mediterranean L&H and his last role as Head of Capital Solutions EMEA. In June of 2010, Bruce relocated to Zürich which has been his base until his retirement from Swiss Re back to Cape Town as of May 2019. Bruce has served as an executive Director on a number Swiss Re subsidiary company Boards in Africa and Europe, and has previously served a two year term as a Director of the LOA in South Africa and a short stint as a Director on the ABI in the UK.

Ralph Richardson – Managing Director (B Bus Sc Actuarial, FIA)
Ralph has 22 years of insurance experience, starting his actuarial career in 1988 with the then Southern Life. Prior to joining Zestlife in 2008 Ralph was the CEO of Momentum Collective Benefits.

Chris McCallum – Executive Chairman (BA LLB LLM)
Chris started his career as an attorney and became a partner at the firm Cliffe Dekker Fuller Moore, a position he held until 1998. He then spent 10 years as a legal advisor and director of Momentum Ability Limited prior to joining Zestlife in 2008.

Sebastian Zoutendyk – Director (BSSc)
Sebastian started his career in the Old Mutual’s marketing division in 1988. He spent 18 years implementing and managing call centre sales and research campaigns that predominantly spanned the motor and financial services industries. Prior to starting Zestlife in 2005 Sebastian was the Marketing Director of SIM (Pty) Ltd.

Charles Lorentz – Director (BSSc, Hons Eco.)
Charles has 12 years experience in financial services sector. As a co founder of ZestLife he has spent the past 5 years employed in the life insurance industry. Prior to his current position at Zestlife Charles was a portfolio manager with Morgan Stanley, Zurich.

Noleen Bell – Financial Director (B Compt Hons, CA)
Noleen has 22 years financial management and life insurance policy administration experience. Prior to joining Zestlife in January 2009 she was employed as the Chief Financial Officer of Momentum Group Business.

Pip Lorentz – Director
24 years experience in insurance policy administration. Previously Pip was the Managing Director of Hollard owned, International Underwriters and Administrators.