Accidental Death Cover

What is Accidental Death Cover?

Accidental Death Cover XL provides high levels of cover at low premiums to specifically cover accidental death risks. This policy can be considered a valuable top up to existing life cover or as standalone cover against the specific risks of accidental or violent death.

Why do I need Accidental Death Cover?

The true risk of accidental death is often underestimated. The most significant causes of accidental death are those caused by road accident, poisoning, falling from bed or stairs, gunshot, stabbing, suffocation, blunt object strike and drowning.

Accidental death poses a greater risk to younger individuals. An illustration of this is that almost 70% of deaths that occur amongst healthy adults younger than 40 are caused by accidental or violent means and not natural causes.

How much does it cost?

Payout Amount Monthly Premium
R662 000 R198
R1 326 000 R240
R2 642 000 R344
R3 947 000 R449
R5 260 000 R527
R6 637 000 R611

Frequently Asked Questions


All South African residents between the ages of 18-60 qualify for this cover.

There are no medicals or medical questionnaires and cover is guaranteed.

The policy does have general exclusions e.g. claims resulting from suicide, intentional self-inflected injury, participation in acts of war or crime etc.

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Comprehensive Accidental Protection – covers you and your family in the event of accidental death.