Accidental Death Cover

What is Accidental Death Cover?

Accidental Death Cover provides high levels of cover at low premiums to specifically cover accidental death risks. This policy can be considered a valuable top up to existing life cover or as standalone cover against the specific risks of accidental or violent death.

Why do I need Accidental Death Cover?

The true risk of accidental death is often underestimated. The most significant causes of accidental death are those caused by road accident, poisoning, falling from bed or stairs, gunshot, stabbing, suffocation, blunt object strike and drowning.

Accidental death poses a greater risk to younger individuals. An illustration of this is that almost 70% of deaths that occur amongst healthy adults younger than 40 are caused by accidental or violent means and not natural causes.

How much does it cost?

Payout Amount Monthly Premium
R696 000 R208
R1 394 000 R252
R2 777 000 R362
R4 148 000 R472
R5 528 000 R554
R6 975 000 R642

Frequently Asked Questions


All South African residents between the ages of 18-60 qualify for this cover.

There are no medicals or medical questionnaires and cover is guaranteed.

The policy does have general exclusions e.g. claims resulting from suicide, intentional self-inflected injury, participation in acts of war or crime etc.

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Comprehensive Accidental Protection – covers you and your family in the event of accidental death.