DENTAL COVER

A cost-effective solution to help fund your dentalcare needs.

This innovative dental insurance pays a stated amount for your general dentistry, emergency, accidental and illness-related dental treatment costs.

Monthly Premiums

COMPREHENSIVE DENTAL COVER
FAMILY COVER
POLICYHOLDER, SPOUSE AND UP TO 4 CHILDREN
R359 pm
COVER FOR INDIVIDUALS
R179 pm
CORE DENTAL COVER
FAMILY COVER
POLICYHOLDER, SPOUSE AND UP TO 4 CHILDREN
R220 pm

* Premiums are valid for 2024 and are subject to change on 1 Jan 2025.

What is Dental Cover?

Dental Cover is a health insurance policy that is designed to assist you and your family in funding the high cost of private dentistry.

It provides a solution for all, non-medical aid (private) and medical aid members, to fund their dentistry treatment costs. Surprisingly, even if you are a medical aid member, most medical aid options do not cover dental treatment costs in full. In other words, you would have to carry these shortfall costs personally.

Zestlife offers you two options

Comprehensive Cover: Provides funding for a comprehensive range of dentistry treatment costs. High-stated cover amounts* are provided to fund in part or whole, the actual costs of dentistry, emergency, accidental, illness-related and specialised dental treatment.

Core Cover: Provides more affordable funding for frequently incurred dentistry treatment costs. This option pays lower stated cover amounts* to fund in part or whole, the actual costs of dentistry, emergency, accidental and illness-related dental treatment costs.

The table below contains the dental claim events that are covered and the benefit amounts covered.
Benefit Claim Events Covered Comprehensive Dental Cover Core Dental Cover
Dentistry Treatment Benefit General dentistry events, including check-ups for treatment of minor dental discomfort and gum disease. R900 per visit, 2 per annum per life insured R600 per visit, 2 per annum per life insured
Severely decayed or damaged tooth R1 200 payable once per tooth R600 payable once per tooth
Impacted wisdom teeth R1 800 payable once per tooth R900 payable once per tooth
Emergency Dentistry Treatment Dental abscess R3 000 payable once per tooth every 5 years R1 200 payable once per tooth every 5 years
Emergency treatment of pain or Infection R3 000 per tooth R1 200 per tooth
Accidental Dentistry Treatment Chipped tooth R1 200 per tooth limited to 2 claims per 12-month period per life insured R600 per tooth limited to 2 claims per 12-month period per life insured
Fractured tooth R6 000 per tooth R2 400 per tooth
Knocked tooth loose or out R6 000 per tooth R2 400 per tooth
Jaw fracture R30 000 per event R18 000 per event
Dentistry Illness Treatment Oral Cancer R30 000 once per person insured, payable on first time diagnosis R18 000 once per person insured, payable on first time diagnosis
Long-Term Dentistry Treatment Removable Dentures R6 600 payable once per upper / lower jaw every 4 years Not covered
Dental Implant or Bridge R12 000 per tooth lost, limited to one claim in 24 months Not covered

Please download the brochure for more information and to view all the policy terms and conditions.

Please note that Dental Cover is not a medical aid or a substitute for medical aid cover. It is a top-up health insurance policy that provides cover for fixed benefit amounts that arise when requiring dental treatment.

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