Monthly Premiums
| COMPREHENSIVE DENTAL COVER | |
|---|---|
| FAMILY COVER POLICYHOLDER, SPOUSE AND UP TO 4 CHILDREN |
|
| R359 pm | |
| COVER FOR INDIVIDUALS | |
| R179 pm | |
| CORE DENTAL COVER | |
|---|---|
| FAMILY COVER POLICYHOLDER, SPOUSE AND UP TO 4 CHILDREN |
|
| R220 pm | |
* Premiums are valid for 2024 and are subject to change on 1 Jan 2025.
Documents You Might Need
What is Dental Cover?
Dental Cover is a health insurance policy that is designed to assist you and your family in funding the high cost of private dentistry.
It provides a solution for all, non-medical aid (private) and medical aid members, to fund their dentistry treatment costs. Surprisingly, even if you are a medical aid member, most medical aid options do not cover dental treatment costs in full. In other words, you would have to carry these shortfall costs personally.
Zestlife offers you two options
Comprehensive Cover: Provides funding for a comprehensive range of dentistry treatment costs. High-stated cover amounts* are provided to fund in part or whole, the actual costs of dentistry, emergency, accidental, illness-related and specialised dental treatment.
Core Cover: Provides more affordable funding for frequently incurred dentistry treatment costs. This option pays lower stated cover amounts* to fund in part or whole, the actual costs of dentistry, emergency, accidental and illness-related dental treatment costs.
The table below contains the dental claim events that are covered and the benefit amounts covered.
| Benefit | Claim Events Covered | Comprehensive Dental Cover | Core Dental Cover |
| Dentistry Treatment Benefit | General dentistry events, including check-ups for treatment of minor dental discomfort and gum disease. | R900 per visit, 2 per annum per life insured | R600 per visit, 2 per annum per life insured |
| Severely decayed or damaged tooth | R1 200 payable once per tooth | R600 payable once per tooth | |
| Impacted wisdom teeth | R1 800 payable once per tooth | R900 payable once per tooth | |
| Emergency Dentistry Treatment | Dental abscess | R3 000 payable once per tooth every 5 years | R1 200 payable once per tooth every 5 years |
| Emergency treatment of pain or Infection | R3 000 per tooth | R1 200 per tooth | |
| Accidental Dentistry Treatment | Chipped tooth | R1 200 per tooth limited to 2 claims per 12-month period per life insured | R600 per tooth limited to 2 claims per 12-month period per life insured |
| Fractured tooth | R6 000 per tooth | R2 400 per tooth | |
| Knocked tooth loose or out | R6 000 per tooth | R2 400 per tooth | |
| Jaw fracture | R30 000 per event | R18 000 per event | |
| Dentistry Illness Treatment | Oral Cancer | R30 000 once per person insured, payable on first time diagnosis | R18 000 once per person insured, payable on first time diagnosis |
| Long-Term Dentistry Treatment | Removable Dentures | R6 600 payable once per upper / lower jaw every 4 years | Not covered |
| Dental Implant or Bridge | R12 000 per tooth lost, limited to one claim in 24 months | Not covered |
Please download the brochure for more information and to view all the policy terms and conditions.
Please note that Dental Cover is not a medical aid or a substitute for medical aid cover. It is a top-up health insurance policy that provides cover for fixed benefit amounts that arise when requiring dental treatment.
YOU MAY ALSO BE INTERESTED IN:
Gap Cover – Protect yourself and your family against unexpected medical expense shortfalls when doctors and specialists charge more than what your medical aid pays.