All medical aid members face the problem that surgeons, anaesthetists and other specialists frequently charge more than the amount covered by their medical aid. When this occurs, you as the medical aid member becomes liable to pay for the shortfall.
The solution is for medical aid members to insure themselves against medical expense shortfalls through either of Zestlife’s top-of-the-range Gap Cover options.
Zestlife Universal Gap Cover offers the most comprehensive medical expense shortfall cover along with extensive financial protection against a wide range of health risks.
Zestlife Essential Gap Cover offers affordable cover for the most frequent medical expense shortfalls, along with additional financial protection for selected health risks.
Both of these options are available to main members and dependants of all South African registered medical aids. There is no maximum entry age and cover continues without a maximum expiry age.
Please note that Gap Cover is not a medical aid or a substitute for medical aid cover. Gap Cover is top-up health insurance that provides cover for medical expense shortfalls that arise when medical aids only cover treatment and/or procedure costs in part.