All medical scheme members face the problem that surgeons, anaesthetists and other specialists frequently charge more than the amount covered by their medical scheme. When this occurs, the medical aid member becomes liable to pay for the medical expense shortfall (self-payment gap). Standard Bank employees can insure themselves against medical expense shortfalls with Standard Bank GapAssist. Please refer to the GapAssist brochure below for more information regarding the product.
Standard Bank GapAssist is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider (FSP No. 75) and a licensed non-life insurer. The product is administered by Zest Life Investments (Pty) Ltd, which is an authorised financial services provider (FSP number 37485).
Please note that the GapAssist benefits and premiums are reviewed each year in line with the methodology adopted by Medical Schemes. The review date for the Standard Bank Employee GapAssist Scheme is 1 July each year.
CLICK HERE TO APPLY ONLINE for GapAssist for Standard Bank Employees.