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All medical scheme members face the problem that surgeons, anaesthetists and other specialists frequently charge more than the amount covered by their medical scheme. When this occurs, the medical aid member becomes liable to pay for the medical expense shortfall (self-payment gap). Standard Bank clients can insure themselves against medical expense shortfalls with Standard Bank GapAssist.
GapAssist is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider (FSP No. 75) and a licensed non-life insurer.
The product is administered by Zest Life Investments (Pty) Ltd, which is an authorised financial services provider (FSP number 37485).
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