You can offer your employees so much more, for less than you expect.

Group Life and Disability Cover is the most valuable contribution an organisation can make to their employees. It provides the peace of mind that should they die or become disabled, their families will be financially secure.

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Zestlife Group Life, Disability and Funeral Cover offers:

  • Life cover of 1,2,3,4 or 5 times each employees’ annual salary amount.
  • Disability cover of 1,2,3,4 or 5 times each employees’ annual salary amount.
  • Funeral cover up to R60 000 for employees and their families.
  • Guaranteed cover for groups of 10 or more employees under the age of 65.
  • No blood tests or medicals.
  • Immediate online quotes.

Cover Provided

The group insurance benefit is a lump sum payment to your employees in the event of their death or disability. A choice of insurance benefit levels of 1 to 5 times for each of your employees’ annual gross salaries is available. The life and disability insurance benefits are subject to a maximum of R1 500 000 per employee.

Funeral cover is an additional benefit offered. A choice of R10 000 to R60 000 cover is available and will be payable in advance of the death benefit amount. Cover for this benefit can be taken out on the lives of your employees only, or also on the lives of their family members. Family funeral cover includes cover for your employees’ spouse and children up to age 21.

There is a minimum group size of 10 employees and the same life, disability and funeral benefit levels must be selected for all employees of your business or a division/s of your business.

Guaranteed Cover and Continuation

All your fulltime employees under the age of 65 are guaranteed cover without medicals or blood tests. Should an employee leave your organisation, they have the option to continue the cover provided under the policy with minimal additional underwriting.

Convenient Quotes and Activation

Just click on the button below and follow the 3 easy steps to receive an immediate obligation free quote NOW.

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If you require any support or would prefer us to prepare a quote for you there will always be someone available to assist you by phone, live chat or via email.


Road Accident Cover – Cover that pays out a lump sum for injury caused by a motor vehicle accident. It also includes a subscription to RoadCover that assists with Road Accident Fund claims.