MEDICAL PREMIUM WAIVER

The Medical Premium Waiver Policy ensures you and your family enjoy uninterrupted and ongoing medical cover in the event of death or disability.

Call Me Back

Monthly Premiums

Cover Premium
Combined total of medical scheme and gap cover contribution up to R9 800 payable monthly for 2 years on death or permanent disability R211 pm
Combined total of medical scheme and gap cover contribution up to R9 800 payable monthly for 5 years on death or permanent disability R372 pm

* Premiums are valid for 2022. Prices to increase 1 Feb 2023.

Documents You Might Need

Call Me Back

What is Medical Premium Waiver?

The Medical Premium Waiver Policy ensures you and your family enjoy uninterrupted and ongoing medical cover in the event of death or disability.

In the event of a claim your medical scheme contributions will be paid directly to your medical scheme by the policy benefit. This policy will also cover your monthly Zestlife Gap Cover contributions. This will take place monthly for a period of either 2 or 5 years depending on the benefit period chosen. The benefit payments will keep pace with annual medical increases to ensure your contributions are covered and your medical benefits are ensured.

Why do I need Medical Premium Waiver?

Medical Premium Waiver is a special purpose life cover that caters specifically for the immediate and ongoing cost of your family’s healthcare. It offers the security that irrespective of how long it may take for other life insurance to pay out for a death or disability claim, you and your family will receive uninterrupted medical cover. Importantly, it also offer peace of mind knowing the policy benefit will only ever be used to fund the on-going provision of medical scheme cover and gap cover and cannot be diverted for any other purpose.

YOU MAY ALSO BE INTERESTED IN:

Gap Cover – Protect yourself and your family against unexpected medical expense shortfalls when doctors and specialists charge more than what your medical aid pays.