Peace of Mind for Tiny Smiles: Why Zestlife Gap Cover is Essential for Children and Babies.

25 July 2024

Zestlife Gap Cover benefits for young children.

Having a child is a beautiful and joyous experience, but along with the cooing and cuddles we take on an enormous responsibility for the health and well-being of a brand-new life. Even during this time of wonder, medical bills, especially for unexpected procedures, can quickly become a source of stress. This is where Zestlife Gap Cover steps in, providing an extra layer of financial security for your precious little ones.

What is Gap Cover?

Illness and medical emergencies don’t wait for convenient times, and neither do medical bills. Often, medical aids only cover a portion of the specialist or hospital costs associated with treatment. This leaves you with a “gap” to pay – a potentially significant sum that can disrupt your budget. Zestlife Gap Cover helps bridge this gap with additional benefits tailored to children such as cover for after-hours casualty ward treatment for children under 11.

Why is Gap Cover Crucial for Children and Babies?

Children, especially newborns and infants, are more susceptible to unforeseen medical complications requiring treatment and even hospitalisation. Even fairly common or routine procedures can come with unexpected charges. In 2023 Zestlife Gap Cover paid out an average of +- R6 500 for specialist shortfalls and an average of +- R2 500 for co-payments per network in-hospital tonsillectomy procedure. Claims for non-network hospital tonsillectomy co-payments were even higher at an average of +- R9 500 per procedure. You, the parent would be responsible for paying these shortfalls. Zestlife Gap Cover ensures you’re prepared for these situations, offering peace of mind knowing you can focus on your child’s recovery without worrying about the financial burden.

Benefits of Zestlife Gap Cover for Children and Babies:

• Reduced Financial Stress:
  Gap Cover helps offset the cost of unexpected medical bills, preventing a financial strain during a challenging time.
• Wider Coverage:
  Zestlife Gap Cover extends beyond in-network providers, offering coverage for out-of-network medical specialists’ shortfalls. Cover is also provided for co-payments that are charged by medical aids when using a non-network hospital. This offers greater freedom to choose the best treatment and care without financial limitations.
• Peace of Mind:
  Knowing you have Gap Cover allows you to prioritize your child’s health and well-being without worrying about the financial implications of treatment.
• Flexibility:
  Zestlife Gap Cover offers various plan options to suit your needs and budget.
• Cover for the whole family:
  Cover is not only for the little ones as the benefits can cover you and your other medical aid dependents. Read here for more details.

Investing in Your Child’s Future

Zestlife Gap Cover is an investment that can make a significant difference during a critical time. It’s a way to safeguard your child’s health and well-being, ensuring you’re financially prepared for any medical situation. By taking this proactive step, you can focus on what truly matters – your child’s health and happiness. Contact us to learn of all the benefits of Zestlife Gap Cover.

*Data obtained from Zestlife 2023/2024 claims register.

* T&Cs apply. The information contained in this communication, including attachments, is not to be construed as advice in terms of the Financial Advisory and Intermediary Services Act of 2002 (“FAIS”). Please consult your Financial Adviser or Zestlife should you require advice of a financial nature and/or intermediary services.