Why is life insurance via your employer such good value?

To answer this question, we need to consider a critical issue facing insurers when selling life insurance to individuals.
One of the biggest risks to the insurer is when the potential client takes out the insurance knowing that they are likely to claim from the insurer in the near future.

An important question business owners need to ask.

Would I have a moral obligation to contribute to the funeral costs and offer financial support to the destitute family of the deceased or disabled employee?

3 Ways for SME’s to attract and retain the best employees

Business success requires great employees.
To compete with large corporates small and medium size business owners need to create a healthy work environment and provide a benefits package to attract and retain the best talent.
Here are the 3 benefits that appear to have the biggest impact and how you can use them to build a talented and effective team.