21 December 2023

Are you prepared for unexpected dental expenses?

Don’t wait until dental problems strike. Your dental health is just as important as your overall well-being. Even if you are a medical aid member, you might not be fully covered for private dentistry bills, without a dental insurance, and/or it can take a chunk out of your savings plan. That’s why Zestlife Dental Cover is a must-have for individuals and families.

It is health insurance that pays a set amount to help cover the high cost of dental work. You do not have to be a member of a medical aid to join and there is no network of dentists which you must use. You can visit any registered dentist in South Africa, and we will pay you for the benefit.

dental insurance

Comprehensive or Core: Your Choice, Your Coverage

Zestlife offers you the flexibility to choose between two options: Comprehensive Dental Cover and Core Dental Cover. Both options cater to different needs and budgets, making dental care accessible to everyone.

Comprehensive Dental Cover: This option provides comprehensive coverage for a wide range of dental treatments. With high stated cover amounts, it helps fund the costs of general dentistry, including emergencies, accidents, illness-related treatments, and specialised dental procedures. It’s the perfect choice if you want extensive coverage for your dental needs.

Core Dental Cover: If you’re looking for more affordable coverage for frequently incurred dental treatments, the Core option is designed for you. It offers lower stated cover amounts but still helps fund your general dentistry needs, emergencies, accidents, and illness-related treatments. This option is an excellent choice for those on a budget.

Who is Covered Under the Dental Insurance?

Zestlife Dental Cover isn’t just for individuals; it is a dental insurance which will accommodate your entire family. You can choose coverage for yourself alone or opt for the family option, which includes your spouse, children, and even grandchildren (provided they are dependents on your South African medical aid).

What’s Covered Under the Dental Insurance?

The range of benefits provided by Zestlife Dental Cover is extensive and includes benefits for various dental events and treatments:

  • General Dentistry Events for example check-ups and minor dental discomfort treatments
  • Severely Decayed or Damaged Teeth when at least two-thirds of the visible tooth structure is lost.
  • Impacted Wisdom Teeth that require extraction.
  • Emergency Dentistry Treatment: This covers dental abscess, emergency treatment of pain or infection.
  • Accidental Dentistry Treatment for chipped, fractured, knocked loose, or knocked-out teeth, with varying payout amounts depending on the severity of the incident.
  • Dentistry Illness Treatment: In case of oral cancer diagnosis, Zestlife Dental Cover provides financial support, ensuring you have the means to tackle unexpected costs.
  • Specialised Dentistry Treatment: Coverage for dentures, dental implants, and dental bridges is available, with specific waiting periods and claim limitations.

While Zestlife Dental Cover is comprehensive, there are some exclusions to keep in mind. Please view our brochure for the terms and conditions.

Affordable Premiums for Peace of Mind

Zestlife Dental Cover ensures that dental health remains within reach by offering competitive premiums:

  • Comprehensive Dental Cover for Families: R359 per month (Policyholder, spouse, and up to 4 children).
  • Comprehensive Dental Cover for Individuals: R179 per month.
  • Core Dental Cover for Families: R220 per month.

Remember, these premiums are valid for 2024 and are subject to change on 1 January 2025.

Your Peace of Mind, Our Priority

Zestlife Dental Cover provides you and your family with peace of mind when it comes to dental health funding. With flexible options, comprehensive coverage, and affordable premiums, it’s the ideal solution for individuals and families seeking to manage the high costs of private dentistry.

Don’t wait until dental problems strike. Click here to find out more or apply online.

Invest in your dental well-being with Zestlife Dental Cover and smile brighter with confidence!

 

The information contained in this communication, including attachments, is not to be construed as advice in terms of the Financial Advisory and Intermediary Services Act of 2002 (“FAIS”) as the writer is neither an appointed representative of Zestlife, nor a licensed financial services provider as contemplated in FAIS. Please consult your Financial Adviser or Zestlife should you require advice of a financial nature and/or intermediary services.