06 September 2023

Casualty Ward benefits of Zestlife Gap Cover.

casualty wardDoes your medical aid include accidents that require a trip to the emergency room?

Accidents happen at the most inconvenient and unexpected times. Unfortunately, they can be serious and require urgent care. Even if you are a member of a medical aid, it might not fully cover the cost of treatment in the Casualty Ward.

Here are some examples of how Zestlife Gap Cover helps you in these situations:

Everyone has unavoidable accidents regardless of their age. The good news is that all Zestlife’s Gap Cover options cover you for medical aid shortfalls should you need treatment in a hospital casualty ward within 48 hours following an *accidental injury.

The benefit providers cover of up to R22 100 per policy per year. Cover is for the casualty facility fee, medical practitioner consultation, medication administered at the hospital, ward stock (e.g., cotton swabs and bandages), radiology and pathology as not covered in full by the medical aid.

If you have young children, you know that you must prepare and be ready to care for them 24/7. Zestlife Gap Cover’s Universal and Essential options gives you peace of mind that should your little ones need emergency treatment out of normal consultation hours (after-hours), we’ve got you covered.

The Casualty Facility Emergency Treatment benefit provides up to R2 500 per policy per year to cover the difference between the actual medical costs and what your medical aid pays.  This *illness benefit is specifically for children under the age of 11 and covers the casualty facility fee, medical practitioner consultation, medication administered at the hospital, ward stock (e.g., cotton swabs and bandages), radiology and pathology as not covered in full by your medical aid. Your child’s coverage will include after-hours emergency treatment for illness, as well as accidental injuries.

Giving you peace of mind

Knowing what your coverage includes when you go to the emergency room can help alleviate financial stress and allow you to focus on getting better and taking care of your loved ones. Having the correct advice and cover is essential. Contact us for assistance on Gap Cover. If you would like assistance with your medical aid, contact our HealthMax team to ensure you have the cover you need when you need it most.

Stay informed, stay safe!

Please take note of the below definitions:
*Accident: A sudden, unexpected, violent, and visible external event, such as being involved in a car crash or falling off a roof.
*Illness: Any illness or disease of the body e.g. Irritable bowel or asthma.

The information contained in this communication, including attachments, is not to be construed as advice in terms of the Financial Advisory and Intermediary Services Act of 2002 (“FAIS”) as the writer is neither an appointed representative of Zestlife, nor a licensed financial services provider as contemplated in FAIS. Please consult your Financial Adviser or Zestlife should you require advice of a financial nature and/or intermediary services.

Author - Elize Kruger

Elize Kruger

Elize Kruger, Digital Strategist and Content Creator

Elize is a seasoned public relations and content writer with over 10 years of experience in the financial services industry. She plays a crucial role in developing and promoting informative content by effectively using the rich expertise and knowledge of key individuals within Zestlife. Elize is closely involved with product development and keeps up to date with insurance industry trends and business development. She is passionate about creating educational content and is dedicated to providing valuable insights to Zestlife’s growing audience.